California Auto Financing Help

Bad Credit? No Credit?
Let's Get You Driving.

We help California drivers explore auto financing and vehicle options—even when credit has been challenging.

What are you looking for?

GET STARTED — IT'S FREE

50,000+

Drivers Helped

200+

Lending Partners

All 58

California Counties

98%

Application Rate

Bad Credit Shouldn't Stop You From Finding a Car

Three simple steps to explore your vehicle and financing options — no matter your credit history.

Tell Us What You Need

Choose your vehicle type and answer a few quick questions.

Tell Us About Your Situation

Employment, approximate income range, down payment and trade-in.

Explore Your Options

A member of our team contacts you to discuss available vehicle and financing options.

Get Started — It's Free

Takes less than 2 minutes. Won't affect your credit score.

Vehicle Type

Personal Information

First Name

Last Name

Phone Number

Email Address

Date of Birth

Social Security Number

Encrypted & secure. Required by lenders.

Credit Situation

Residence

Street Address

City

State

ZIP Code

Own or Rent?

How Long?

Monthly Rent/Mortgage

Employment

Employer Name

Employer Phone

How Long at This Job?

Monthly Income (Before Taxes)

I understand that your partners may obtain a credit report, and I agree to receive Electronic Documents and have read the state-specific disclaimers.

I'd like to receive the AICARLOANHELP auto financing newsletter which includes information about car buying and credit rebuilding.

By clicking on the "GET ME DRIVING NOW" button below, you are providing 'written instructions' to participating lenders under the Fair Credit Reporting Act authorizing them to obtain information from your personal credit report or other information from one or more credit reporting agencies to conduct a pre-qualification for credit.

By submitting this form, I agree to the Terms of Use, Supplemental Terms, Text Messaging Terms and Privacy Policy and to be contacted by AICARLOANHELP.com, and up to five participating dealers, lenders, or other network partners (including their affiliates and partners) regarding this loan request and relevant marketing/advertising messages by email, automated means, text and/or artificial or prerecorded messages at the number you provided. Message frequency varies. Message and data rates may apply. Consent is not required as a condition of service. Click here to agree without providing consent to be contacted by automated means, text and/or artificial or prerecorded messages.

In addition, you certify that all information herein is true and complete and authorize lending institutions and participating auto dealers to retain this loan request and rely on the foregoing. You authorize us to receive reports on the status of your loan request, including information concerning whether you pre-qualify for a loan, which lender's loan offer (if any) you choose to accept, whether your loan request is denied, and whether you accept a loan from that lender. See the "Lender Specific Information" to view partners with whom we may share your information.

Your information — including your SSN — is encrypted with 256-bit SSL and will only be shared with participating lenders. We never sell your data to third parties.

Real Drivers. Real Stories.

"I had a 520 credit score and thought no one would help me. AICARLOANHELP connected me with a lender in under 24 hours. I'm driving a 2022 Honda Accord now."

Marcus T.

Los Angeles, CA

"Just moved to California with no credit history. They found me a lender who worked with my situation. The process was fast and professional."

Priya S.

San Jose, CA

"After a bankruptcy, I figured I was stuck. These guys connected me with a dealer who didn't judge my past. Got my truck and I'm rebuilding my credit now."

Derek M.

San Diego, CA

Secure 256-bit SSL Encryption

Fast Results

Bad Credit? No Credit?Let's Get You Driving.